List of Banks That Sell Gold Bars and Coins

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If you’ve ever wondered, “Can I just walk into my bank and buy a gold coin?”—you’re not alone. The idea sounds simple, right? You’ve got cash, the bank’s got vaults, and maybe they’ve got a few shiny coins stashed away.

But in reality, the list of banks that sell gold coins depends heavily on where you live.

Here’s the short version before we dig into the shiny details:

In the United States, very few banks sell physical gold coins. If you stroll into your local branch and ask for a Gold Eagle, you’ll likely get a puzzled look and a business card for a wealth advisor.
In Canada, several major banks—like TD Bank and CIBC—still sell gold bullion coins through their online platforms or select branches.
In Singapore, the UOB (United Overseas Bank) is world-famous for its Gold Counter, where you can buy and sell gold coins and bars directly.
In India, banks such as SBI, HDFC, and Axis Bank have historically sold gold coins and bars, though availability changes often.
In the UAE, banks lean toward digital gold accounts, while the Central Bank occasionally issues commemorative coins for collectors.

So yes—some banks do sell gold coins. But the selection, premiums, and process can vary more than airline baggage fees.

If you’re serious about buying gold bullion coins, it pays (literally) to know which banks actually offer them—and whether you might get a better deal from a dedicated bullion dealer instead.

Understanding Bank Bullion Programs vs. Coin Dealers

Before we jump into the list of banks that sell gold coins, let’s talk about how banks handle precious metals compared to dedicated gold dealers.

Buying gold coins from a bank might sound secure—and it is—but it’s not as simple as walking in with your debit card and walking out with a Maple Leaf in your pocket.

Here’s what you need to know:

Limited selection: Banks often offer a small range of coins—typically nationally minted bullion like the Canadian Gold Maple Leaf or the American Gold Eagle—but rarely stock collectible or rare coins.
Higher premiums: Banks tend to charge more per ounce than specialized gold dealers or online bullion sites. Think of it as paying extra for peace of mind and brand recognition.
Convenience vs. cost: Buying from a bank feels straightforward and “official,” but the fees and buyback policies can eat into your returns.
Dealer advantage: Reputable gold coin dealers often have broader inventories, lower markups, and transparent shipping and storage options.

If you’re buying gold coins for investment, dealers usually win on variety and price. If you’re buying for peace of mind, banks provide the comfort of dealing with a trusted institution.

Still, don’t assume your local banker is a gold coin expert—many branch employees have never handled a Krugerrand in their lives. Always double-check product availability, premiums, and whether the coins meet IRS or national purity standards (.9999 fine for bullion, for example).

List of Banks that Sell Gold Coins — United States

Here’s where expectations meet reality. Despite the U.S. being one of the largest gold markets in the world, most American banks do not sell gold coins.

If you’re thinking of walking into a Chase or Bank of America and asking for gold bullion coins, you’ll likely leave empty-handed. Instead, banks in the U.S. tend to focus on financial products—not physical bullion.

So… are there any banks that sell gold coins in the USA?

A handful, yes—but they’re the exception, not the rule.

EverBank (now TIAA Bank) is one of the few U.S. financial institutions that has historically offered a Precious Metals Account, allowing customers to buy gold coins and bars through an IRA or investment account.
A few smaller regional banks or credit unions occasionally offer coin-purchase programs through third-party partnerships, but these are rare and usually limited to high-net-worth clients.
According to industry sources like APMEX and the U.S. Mint, most retail coin sales in the U.S. happen through authorized bullion dealers, not banks.

Why U.S. Banks Rarely Sell Gold Coins

Regulations and risk: Storing and transacting in precious metals isn’t a core banking function—it requires insurance, security, and compliance.
Inventory issues: Gold coins fluctuate in price by the minute. Most banks don’t want that kind of volatility sitting in their vaults.
Dealer network dominance: The U.S. Mint distributes American Gold Eagle bullion coins only through a network of authorized dealers, not directly to the public or banks.

Alternatives for U.S. Buyers

If you want to buy gold bullion coins in America, your best bet is:

Authorized dealers like APMEX, JM Bullion, or SD Bullion.
U.S. Mint (for collectible or proof coins).
Local coin shops, which often sell American Gold Eagles, Buffaloes, and Canadian Maple Leafs.

The takeaway? If you’re hunting for gold coins in the U.S., banks aren’t your golden ticket—specialized dealers are.

Think of banks as the calm, predictable friend who sticks to savings accounts and mortgages. Coin dealers, on the other hand, are the adventurous types who live for market swings and shiny things.

List of Banks that Sell Gold Coins — Canada

If you live north of the border, you’re in luck—Canadian banks actually sell gold coins. While U.S. banks stepped back from physical bullion years ago, Canada’s “Big Five” realized that many savers still love the timeless gleam of gold bullion coins.

TD Precious Metals: Canada’s Gold Powerhouse

The crown jewel of Canadian bank bullion programs is TD Bank’s Precious Metals division. They make buying gold coins and bars as easy as ordering a cup of coffee online—just with a bigger receipt.

Here’s what you’ll find:

A wide selection of 24K gold bullion coins, including the famous Canadian Gold Maple Leaf.
The ability to buy online, pick up in select branches, or have them shipped securely to your home.
Live pricing that updates with market rates, plus a simple checkout process.

TD Bank even provides transparent product descriptions—weight, purity, and packaging—so you know exactly what you’re getting.

CIBC: Another Heavyweight in Bank Bullion

Next on the list of banks that sell gold coins in Canada is CIBC (Canadian Imperial Bank of Commerce). Like TD, CIBC offers gold coins, bars, and wafers through its online platform.

Highlights include:

CIBC Gold Bullion Coins in various sizes (from 1 gram up to 1 ounce).
A clear “final sale” policy—once purchased, your gold isn’t returnable.
Buyback programs for customers looking to sell bullion back to the bank.

CIBC also offers silver and platinum products, making it a one-stop shop for multi-metal investors.

Other Canadian Banks Worth Checking

RBC (Royal Bank of Canada) and BMO (Bank of Montreal) have both offered precious metals investment services, though direct online gold coin sales vary by season.
Scotiabank previously had one of the largest bullion desks in North America before restructuring its retail metals operations—so always check for the latest policy updates.

Pro tip: Before buying from any Canadian bank, compare their premiums to those from authorized gold dealers. Banks charge convenience pricing—typically a few percentage points higher than independent bullion sellers.

Still, for investors who value peace of mind and the “big bank” name on their transaction, TD and CIBC remain the top choices on the Canadian list of banks that sell gold coins.

List of Banks that Sell Gold Coins — Singapore

If there’s one country that treats gold like a national pastime, it’s Singapore. This tiny powerhouse has become one of the most trusted places in Asia to buy and store precious metals—and banks here don’t shy away from the action.

UOB: The Gold Standard for Bank Bullion

When it comes to the list of banks that sell gold coins in Singapore, one name stands out above all others: UOB (United Overseas Bank).

UOB has an entire Gold Counter dedicated to selling gold coins and bars to the public. And they’re not hiding behind paperwork or complicated brokerage accounts—it’s straightforward retail bullion service.

Here’s what makes UOB the go-to bank for gold buyers in Singapore:

They publish daily buy and sell prices for gold coins and bars directly on their website.
You can purchase a variety of gold bullion coins, including Maple Leafs, Pandas, and Lunar Series coins.
The UOB Gold Counter (located at Raffles Place) allows in-person purchases, while their online system accommodates reservations and updates on availability.
Transparent pricing and purity details are always listed—you’ll know the difference between a .999 and .9999 fine gold coin before you buy.

Fun fact: UOB’s bullion service has been around since 1972, and they’ve earned a reputation for reliability across Asia. When you buy gold coins from them, you’re not just purchasing metal—you’re investing through one of the most trusted financial institutions in the region.

DBS and OCBC: Worth a Call, but Limited Stock

While DBS and OCBC focus more on digital investment products, they occasionally offer limited gold coin or bar sales through private banking channels.

If you’re a high-net-worth client, it’s worth contacting your relationship manager to ask about availability—but for the average retail investor, UOB is the clear choice.

Why Singapore’s Gold Market Stands Out

Tax advantage: No Goods and Services Tax (GST) on investment-grade precious metals.
Political stability: A secure jurisdiction that attracts global bullion storage.
Bank transparency: UOB’s real-time gold quotes mean no surprises.

If you were drawing up a global list of banks that sell gold coins, UOB would easily rank near the top—and not just in Asia.

List of Banks that Sell Gold Coins — India

Few countries on earth have a deeper love affair with gold than India. It’s not just an investment here—it’s cultural, emotional, even spiritual. From weddings to festivals, gold shines in every part of Indian life. So it’s no surprise that Indian banks have historically sold gold coins directly to customers.

SBI (State Bank of India): The Traditional Leader

The State Bank of India has long been part of the list of banks that sell gold coins in India. They’ve offered gold coins in various denominations, from small 2-gram options to 50-gram bars, making gold ownership accessible to nearly everyone.

Key points:

Coins are typically .999 purity (24K) and come in tamper-proof packaging.
Sold through select SBI branches—availability may vary by location.
Occasionally tied to festive promotions (think Diwali discounts or seasonal offers).

ICICI and HDFC Bank: Premium Options

Both ICICI Bank and HDFC Bank have also been strong participants in gold coin sales.

ICICI Bank has previously sold 24K gold coins embossed with its logo, ensuring authenticity and purity.
HDFC Bank offered gold coins and bars through select branches, often tied to special events or customer promotions.

While these programs fluctuate year to year, the demand for gold bullion coins from banks in India remains strong—especially around festivals like Akshaya Tritiya or Dhanteras.

Axis Bank and Others: Still Worth Checking

Axis Bank published detailed branch lists for its gold bar and coin sales, making it easier for customers to find participating locations. Punjab National Bank (PNB) and Indian Bank have also sold small-denomination coins in the past.

Pro tip: Always confirm whether your local branch currently stocks coins before visiting. Availability can change faster than monsoon weather.

Buying Gold Coins from Indian Banks: What to Know

Banks charge a premium over the spot price—usually 5–10%.
Purchases often include GST and may require ID verification.
Coins come with an assay certificate verifying weight and purity.
Most banks do not buy back gold coins once sold.

That last point is a big one. If you plan to resell later, you might be better off working with a jeweler or authorized bullion dealer who offers buyback guarantees.

Still, for cultural buyers, gift-givers, and long-term investors who value authenticity, India remains one of the most bank-active countries for gold coin sales—a golden tradition that continues to shine.

List of Banks that Sell Gold Coins — UAE & the Middle East

When people picture the United Arab Emirates, they imagine glittering skyscrapers, luxury cars, and, yes—gold everywhere. Walk through Dubai’s Gold Souk and you’ll see windows stacked with enough shine to make Fort Knox blush. But what about banks? Do UAE banks actually sell gold coins?

Emirates NBD and the Rise of Digital Gold

Let’s start with the biggest name on the list: Emirates NBD. This leading UAE bank has made significant strides in gold investment services, offering clients exposure to gold through digital platforms and wealth management accounts.

Physical bullion and coin sales are available primarily through their private banking and bullion trading desks, not your average retail branch.
Clients can buy and store gold in secure facilities through partnered depositories.
While Emirates NBD doesn’t run a “walk-in” gold coin counter like UOB Singapore, it does facilitate institutional-scale bullion trading.

RAKBANK and the Gold Account Option

Another interesting addition to the list of banks that sell gold coins in the UAE is RAKBANK, known for its innovative Gold Account product.

Clients can purchase, hold, and sell gold digitally through their bank account, with conversion options into physical gold coins or bars under certain conditions.
Pricing is linked directly to international spot rates, so customers can track real-time gold values.
It’s a modern spin on owning gold—no need for a safety deposit box or security system at home.

Central Bank of the UAE: Commemorative Gold Coins

For collectors and history buffs, the Central Bank of the UAE issues commemorative gold coins marking national milestones—founding anniversaries, Expo events, and leadership tributes.

These coins aren’t typically investment bullion (they carry numismatic value instead).
They’re limited-edition pieces, often sold through authorized outlets or presented to institutions.

While the UAE banking scene leans more toward digital gold accounts and investment services, rather than physical retail coin sales, it remains a global hub for precious metals. For many expats and locals alike, owning gold—whether in your hand or on your balance sheet—is practically a way of life.

Beyond Banks: Mints, Dealers, and Other Ways to Buy Gold Coins

Now, let’s be honest. Even if the list of banks that sell gold coins in your country is short, you still have plenty of options. Banks might make gold feel official, but government mints and authorized dealers often provide better pricing, variety, and flexibility.

Government Mints and Authorized Distributors

In most countries, central mints are the original source of gold bullion coins. They produce, assay, and distribute coins through official dealer networks.

U.S. Mint – Sells proof and commemorative coins directly to the public (like the American Gold Eagle and Buffalo), but bullion versions go through authorized dealers.
Royal Canadian Mint – The maker of the famous Canadian Maple Leaf, available through both banks (like TD) and bullion distributors.
Perth Mint (Australia) – Known for its Lunar Series and Kangaroo coins, sold online worldwide.
Austrian Mint – Home of the Vienna Philharmonic, a favorite among European investors.

Buying directly from a mint or one of its partners guarantees authenticity, proper documentation, and clear pricing tied to the spot gold price.

Reputable Dealers: A Practical Alternative to Banks

If banks are the “formal” way to buy gold, think of dealers as the “friendly neighborhood experts.”

Top-rated online dealers include APMEX, JM Bullion, SD Bullion, and Kitco, each offering:

A wide range of gold coins and bars from mints around the world.
Lower premiums than most banks.
Transparent buyback policies and insured shipping.

These platforms often publish live gold coin prices, helping investors spot deals in real time.

Retail Giants Enter the Game

In recent years, even major retailers like Costco have started selling gold bars and coins, proving how mainstream precious metals investing has become. Their products sell out in hours—proof that gold fever is alive and well.

Bottom line: While banks give you brand reassurance, dealers and mints offer better variety and pricing. The right choice depends on your comfort level, desired products, and how hands-on you want to be with your investment.

How to Vet a Bank or Dealer Selling Gold Coins

Buying gold is exciting, but it shouldn’t feel like a gamble. Whether you’re shopping from a bank, mint, or dealer, a little due diligence can save you a lot of stress—and money.

Here’s your quick checklist to separate the golden opportunities from the fool’s gold:

1. Confirm Purity and Authenticity

Look for coins with a minimum fineness of .999 or .9999 (24K gold). Always check for:

Assay certificates (proof of weight and purity).
Tamper-evident packaging from the mint or bank.
Official serial numbers or mint marks.

2. Ask About Buyback Policies

One of the perks of buying from banks like TD, CIBC, or UOB is their guaranteed buyback program. You can sell your coins back at posted rates without hunting for a private buyer.

Dealers often offer buyback too—but the terms may vary based on market volatility.

3. Compare Premiums and Fees

Banks often charge higher premiums for convenience and branding, while dealers work on volume. Compare the total cost per ounce, including:

Shipping or delivery fees
Storage costs (if applicable)
Payment surcharges

4. Check Reputation and Reviews

Before transferring a dollar, do a quick background check.

For banks: Verify they’re official distributors for major mints.
For dealers: Read customer reviews, check BBB ratings, and look for industry memberships (like the Professional Numismatists Guild).

5. Avoid Pressure Sales or “Limited-Time Offers”

Gold is timeless—there’s no need to rush. Any salesperson insisting “this offer expires in 10 minutes” deserves a polite goodbye.

When you’re investing in gold bullion coins, it’s okay to take your time. After all, this isn’t fast food—it’s wealth with a shelf life measured in centuries.

Pricing, Premiums, and Buyback: What to Ask Before You Buy

Buying gold coins from banks can feel comforting—you’re dealing with an institution that’s been around since your grandparents’ grandparents. But comfort can come at a price, and that price is often called the premium.

Understanding Premiums

Every gold coin you buy, whether from a bank, dealer, or mint, costs more than the current spot price of gold. That markup covers minting, logistics, and profit margins.
Here’s the breakdown:

Spot price: The market value of raw gold (changes minute-by-minute).
Premium: What the bank or dealer adds for packaging, distribution, and convenience.
Final sale price: The sum of spot + premium—your actual purchase cost.

Typical bank premiums range from 4%–10% over spot, sometimes even higher during market frenzies. In comparison, large-volume bullion dealers might charge 2%–5% depending on the coin and order size.

Banks like TD Bank, CIBC, and UOB publish real-time buy/sell quotes so you can see exactly what you’ll pay before walking into the branch or confirming an order online. This transparency helps, but don’t skip the comparison step—checking multiple sources often saves you real money.

Buyback Rules

Another crucial point: how and where you can sell your gold coins back later.

Banks with buyback programs (like UOB and TD) typically purchase coins back at a few percent below the current spot rate.
Dealers may offer similar or slightly better rates depending on market conditions.
Some Indian banks, however, do not buy back gold coins once sold—so if you plan to sell, confirm that policy first.

Ask about documentation: most banks require the original purchase receipt and that the coin remains in its original packaging to qualify for full value.

What to Ask Before You Buy

When you’re at the counter—or about to click “checkout” online—don’t be shy about asking:

What’s today’s spot price, and what’s your markup?
Do you buy back coins, and if so, at what percentage of spot?
What’s your minimum purchase amount?
Are there insurance or storage options available through your institution?

A simple conversation can save you hundreds, especially if you’re buying multiple ounces. Remember: gold isn’t a guessing game—it’s an informed purchase, and every question you ask polishes your investment strategy.

Regional Mini-Lists: Quick Reference – List of Banks that Sell Gold Coins

If you’re short on time and just want the highlights, here’s your condensed cheat sheet of the banks that sell gold coins, sorted by region.

United States

EverBank/TIAA – Offers precious metals accounts that include gold coins and bars.
Most other U.S. banks do not sell physical gold coins.
Recommended alternatives: authorized U.S. Mint dealers or reputable online bullion sellers like APMEX, JM Bullion, or SD Bullion.

Canada

TD Bank (TD Precious Metals) – Online storefront with Maple Leafs, bars, and coins, available for pickup or delivery.
CIBC – Offers gold bullion coins and wafers, plus a buyback option.
RBC and BMO – Provide bullion investment services (availability may vary).
Banks in Canada generally publish live prices online—making transparency a major plus.

Singapore

UOB (United Overseas Bank) – The clear standout. Offers gold coins and bars at the Gold Counter and online, with daily posted prices.
DBS/OCBC – Limited or private-client availability.
Singapore remains a tax-friendly, stable jurisdiction for bullion storage and purchase.

India

SBI (State Bank of India) – Sells 24K gold coins in multiple denominations.
ICICI Bank, HDFC Bank, Axis Bank – Offer gold coins through selected branches.
PNB and Indian Bank – Have periodically offered small-denomination coins.
Note: Policies and stock change frequently—always verify with your branch first.

UAE

Emirates NBD – Precious-metal investment services, including digital gold and bullion desk transactions.
RAKBANK – Gold Account for buying/selling digital or convertible gold.
Central Bank of the UAE – Issues commemorative gold coins for collectors.
Physical gold coins are more common through the Gold Souk and private dealers.

FAQs — People Also Ask About the List of Banks that Sell Gold Coins

Because curiosity is golden, here are answers to the most-searched questions surrounding the list of banks that sell gold coins.

Do banks sell gold coins?

Yes—some banks do, depending on the country. In Canada, Singapore, and India, bank-issued gold coins are relatively common. In the U.S., however, most banks have stopped selling physical coins directly.

Which banks sell gold coins in the USA?

Very few. The primary exception is EverBank (TIAA), which offers precious-metals accounts that include coins and bars. Most Americans buy gold through dealers or authorized U.S. Mint distributors instead.

Which banks sell gold coins in Canada?

TD Bank and CIBC are your best options. Both provide transparent pricing, online ordering, and verified purity. RBC and BMO also offer bullion investment services depending on location.

Can I buy gold coins from UOB in Singapore?

Absolutely. UOB’s Gold Counter at Raffles Place—and its online platform—offer some of the most trusted retail bullion sales in Asia. Their daily price listings and purity certifications make it a favorite among investors.

Do Indian banks sell gold coins?

Yes. SBI, ICICI, HDFC, and Axis Bank have all sold gold coins or bars at various times, particularly around festive seasons. Availability varies by branch and season.

Are bank prices higher than dealers?

Usually, yes. Banks charge convenience premiums, while dealers compete aggressively on price. If cost matters most, compare before you buy.

Is it better to buy from a mint?

If authenticity and selection are your priorities, authorized mints and distributors are excellent options. For example, the U.S. Mint sells proof coins directly, while bullion versions come through licensed dealers.

Can banks buy back gold coins?

Some can—UOB, TD Bank, and CIBC are examples with official buyback programs. Always confirm the rate and required packaging before selling.

Conclusion: Building Your Own Shortlist from the List of Banks that Sell Gold Coins

If you take away one lesson from all this, it’s that buying gold coins through banks is less about geography and more about policy. Some countries (like Canada and Singapore) treat gold sales as part of everyday banking; others (like the U.S.) prefer to leave that business to dealers.

To build your shortlist:

Identify the banks in your country that publicly list bullion products.
Verify their current availability and whether they have a buyback option.
Compare premiums with major dealers and mints.
Keep receipts, certificates, and packaging intact—it’ll pay off if you resell.

Gold has outlasted empires, currencies, and markets. Whether you buy your next coin from a gleaming Singapore counter or an online dealer at midnight, remember—owning gold isn’t about chasing trends; it’s about keeping something timeless in your hands.

And that, quite literally, is money that glitters.